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Terms of Use

Last Updated: March 2026

1. Acceptance of Terms

By downloading, installing, or using Marketdesk AI (“the App”), you agree to be bound by these Terms of Use (“Terms”). These Terms constitute a legally binding agreement between you and My India Now Technologies (“we”, “us”, “our”). If you do not agree to these Terms, do not use the App.

We reserve the right to update or modify these Terms at any time. We will notify users of material changes via in-app notification or email. Your continued use of the App after any changes constitutes acceptance of the updated Terms.

2. Description of Service

Marketdesk AI is an AI-powered market intelligence platform. Features include: real-time market data, AI chat analysis, trading signals, portfolio tracking, stock screener, price alerts, crypto heatmaps, FII/DII data, superinvestor tracking, mutual fund analytics, economic calendar, IPO calendar, and earnings calendar.

The App is available on iOS (App Store) and Android (Google Play) and is offered in Free and Pro (paid subscription) tiers.

3. Eligibility

You must be at least 18 years old to use this App. By using the App, you represent and warrant that you are at least 18 years of age. If you are under 18, you may not use the App under any circumstances.

4. Account Registration & Security

  • You may create an account using Google Sign-In, Apple Sign-In, or email/password registration.
  • You are responsible for maintaining the confidentiality of your login credentials.
  • You are responsible for all activities that occur under your account.
  • One account per individual is permitted.
  • You must notify us immediately of any unauthorized use of your account at support@marketdeskai.com.
  • We reserve the right to suspend or terminate accounts that violate these Terms.

5. Subscription Terms

Marketdesk AI offers the following auto-renewable subscription plans:

  • Pro Monthly: ₹199/month (or local currency equivalent), auto-renewing subscription.
  • Pro Annual: ₹1,499/year (or local currency equivalent), auto-renewing subscription with 7-day free trial for first-time subscribers.

Important subscription terms:

  • Payment is charged to your Apple ID account or Google Play account at the confirmation of purchase.
  • Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current subscription period.
  • Your account will be charged for renewal within 24 hours prior to the end of the current period, at the rate of the selected plan.
  • You can manage and cancel your subscriptions by going to your Account Settings on the App Store or Google Play Store after purchase.
  • Any unused portion of a free trial period, if offered, will be forfeited when you purchase a paid subscription to the same service.
  • No refund will be provided for any unused portion of a subscription period.
  • Prices are subject to change; we will provide notice of any price changes before they take effect. Price changes will take effect at the start of the next subscription period following the date of the price change.

6. Acceptable Use

You agree NOT to:

  • Use the App for any illegal or unauthorized purpose.
  • Attempt to reverse-engineer, decompile, or disassemble any part of the App.
  • Redistribute, resell, or share trading signals without express written permission.
  • Use automated bots, scrapers, or crawlers to extract data from the App.
  • Share your Pro subscription account credentials with others.
  • Interfere with or disrupt the App's servers or networks.
  • Upload malicious code or attempt to gain unauthorized access to our systems.
  • Use the App to harass, abuse, or harm other users.
  • Impersonate any person or entity.
  • Use the App in any way that could damage our reputation or business.

7. Intellectual Property

All content, features, design, code, AI models, trading signals, analysis reports, and data compilations within Marketdesk AI are owned by or licensed to My India Now Technologies. The Marketdesk AI name, logo, and branding are trademarks of My India Now Technologies.

Users may not reproduce, distribute, modify, or create derivative works from any App content without express written permission. User-generated content (portfolios, watchlists, chat messages) remains the user's property, but we are granted a license to use it to provide the service.

8. IMPORTANT: Not Financial Advice (Disclaimer)

Marketdesk AI is NOT a SEBI-registered investment advisor, research analyst, broker-dealer, or financial planner.

ALL market data, AI-generated analysis, trading signals, screener results, superinvestor data, and any other content provided through the App is for INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY.

NOTHING in the App constitutes a recommendation, solicitation, or offer to buy, sell, or hold any security, cryptocurrency, mutual fund, or other financial instrument.

Trading and investing in financial markets involves SUBSTANTIAL RISK OF LOSS — you may lose some or all of your invested capital. Users trade and invest entirely at their own risk and discretion.

Past performance of trading signals, AI predictions, or any historical data does not guarantee or indicate future results. AI-generated analysis may contain errors, inaccuracies, or biases — always verify information with multiple independent sources.

We strongly recommend consulting a qualified, SEBI-registered financial advisor before making any investment decisions. We are NOT responsible for any trading losses, investment losses, or financial damages resulting from the use of information provided in the App.

The inclusion of any stock, cryptocurrency, or financial instrument in the App does not constitute an endorsement.

9. Limitation of Liability

The App is provided on an “AS IS” and “AS AVAILABLE” basis without warranties of any kind, either express or implied. We do not warrant that the App will be uninterrupted, error-free, or free of viruses or other harmful components. We do not guarantee the accuracy, completeness, or timeliness of any market data, signals, or analysis.

In no event shall My India Now Technologies be liable for any indirect, incidental, special, consequential, or punitive damages. Our total liability for any claims arising from your use of the App shall not exceed the amount you paid for the subscription in the 12 months preceding the claim.

Some jurisdictions do not allow the exclusion of certain warranties or limitations of liability, so some of the above limitations may not apply to you.

10. Account Termination & Deletion

  • We may suspend or terminate your account at any time for violation of these Terms, with or without notice.
  • You may delete your account at any time from Settings → Profile → Delete Account.
  • Upon account deletion, ALL your personal data will be permanently and irreversibly removed, including: profile information, portfolios, watchlists, AI chat history, alert configurations, and all preferences.
  • If you have an active subscription, cancelling your account does not automatically cancel your subscription — please cancel your subscription from App Store / Play Store settings before deleting your account.
  • We are not obligated to maintain or provide any data after account deletion.

11. Indemnification

You agree to indemnify, defend, and hold harmless My India Now Technologies, its officers, directors, employees, and agents from and against any claims, damages, losses, liabilities, costs, and expenses (including legal fees) arising from your use of the App, your violation of these Terms, or your violation of any rights of another party.

12. Governing Law & Dispute Resolution

These Terms of Use shall be governed by and construed in accordance with the laws of India. Any disputes arising from these Terms or the use of the App shall be subject to the exclusive jurisdiction of the courts in Pune, Maharashtra, India.

Before initiating any legal proceedings, you agree to attempt to resolve disputes through good-faith negotiation by contacting us at support@marketdeskai.com.

13. Severability

If any provision of these Terms of Use is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect.

14. Entire Agreement

These Terms of Use, together with our Privacy Policy, constitute the entire agreement between you and My India Now Technologies regarding your use of Marketdesk AI. They supersede any prior agreements or understandings.

15. Contact Us

If you have any questions about these Terms of Use, please contact us: